A San Francisco based-company, Providian was acquired by Washington Mutual Card Services way back in 2005. This company is recognized as on of the big industries leading in the mainstream financial card services in America.

Providian Bank Visa offers flexibility by giving wide range of products that matches their customer’s needs and lifestyles.  Not only does it adapt to fit their customer’s way of living, it also aims to educate people on how to manage their money and maintain good credit through their website. It offers great features like: low introductory interest rate without an annual fee; a credit card line up to $15,000; no liability on unauthorized transactions; great discounts from varied restaurants and merchants; certain benefits to help their customers raise their FICO® credit scores; friendly and accommodating customer support representatives; and freedom to choose from different cool card designs.

FICO credit scores

Providian Bank Visa allows people to raise FICO® credit scores and monitor it for free through their website. FICO® credit scores are figures that allow lenders to evaluate borrowers depending on Payment history, outstanding debt and credit history. The numbers would dynamically change depending on the alterations of credit history overtime. Credit scores would be an essential indicator whether a lender would consider a person as a good payer, or which payment program should a borrower be given. People getting higher scores would also have a higher probability of getting their loans approved.

Washington Mutual Card Services aims to build strong and long term relationships with its customers by understanding their unique needs. They deliver and provide products and services putting their core values at heart.