Services Offered by CSC Credit Bureau : The business of global consulting, systems integration and business process outsourcing has emerged and so with Computer Sciences Corporation (CSC). CSC offers a wide range of services. Aside from consulting, systems integration and outsourcing, CSC also has a credit service that is called the CSC Credit Bureau. This division of Computer Sciences Corporation has many offerings such as:

• Consumer Assistance Services
• Consumer Credit Products
• Credit Reporting Products
• Portfolio review
• Real Estate and Mortgage Products
• Collections and Healthcare
• e-port
• Custom solutions
• Dun & Bradstreet report
• Other Financial Services

CONSUMER ASSISTANCE SERVICES

This section contains helpful information in understanding what is in a credit file, how it is contained and how to get a copy of a certain credit report.

CONSUMER CREDIT PRODUCTS

CSC Credit Bureau ensures customers products which are secured and identity protected.

CREDIT REPORTING

It provides a broad pasture of online credit reports and other related products such as fraud prevention.

PORTFOLIO REVIEW

A prescreening of your customer’s portfolio can be accessed here. It assesses the behavior of your customer’s credit, thus more likely monitoring who can and can not buy your services.

REAL ESTATE AND MORTGAGE PRODUCTS

CSC Credit bureau provides quality lending mortgaged and loans.

COLLECTIONS AND HEALTHCARE

Collections attributes and healthcare portfolio reviews are provided in this section.

e-PORT

With a very vast innovation on the usage of the internet, CSC has launched the e-port which is an online delivery system of consumer credit information.

CUSTOM SOLUTIONS

This section analyzes data on an individual basis and creates productive solutions on the matter.

DUN & BRADSTREET REPORTS

Reports on payment activities are provided here.

FINANCIAL SERVICES

It teaches consumers of wise banking and financial responsibility.

The Clout Visa credit card was specifically issued to students and graduates who had little credit card history or none at all. The cards are no longer offered at present because of a change in bank management.

Clout Financial Services introduced the Clout Visa credit card. The Connecticut-based company assisted over 750,000 American high school and college students and graduates by providing financial products and services since 1999. Eventually, WebBank took over Clout Financial Services and it started issuing the card. Later on, MBNA replaced WebBank. Clout Financial was totally driven out of the picture when MBNA acquired Bank of America.

By then, Clout cardholders were issued a Bank of America credit card, except for those who did not meet the bank’s credit standards. The latter continued receiving monthly balance statements for their Clout Visa cards.

The Clout Visa credit card was highly popular because it gave clients with low credit scores a USD600 credit line, which could go up if the bearer has good payment records. The card had interest rates starting 18% and no annual fee. However, its cash advance fee was higher compared to other credit cards.

The Clout Visa credit card received positive reception during its day, mostly for its benefits and satisfactory customer services. Clout Financial even issued mini-size Clout cards in 2004, which its young market apparently found appealing.

Bank of America is now calling on former Clout cardholders, who did not get letters of notification about the new management. Customer service representatives are ready to assist such consumers to settle their outstanding balances.